If you’ve been watching the Kingston real estate market and wondering when the right time to buy might be—this summer could be your opportunity.
From stabilizing home prices to promising investment potential, summer 2025 offers several advantages for both first-time homebuyers and seasoned investors alike. Let’s dive into three compelling reasons why buying a home in Kingston right now makes smart financial and lifestyle sense.
1. Buyer Conditions Are the Best They’ve Been in Years
Over the past few years, Kingston, like many Canadian markets, experienced intense buyer competition, multiple offers, and record-breaking home prices. But the market is shifting—and in a good way for buyers.
In 2025, we’re seeing more balanced market conditions. There’s increased inventory across key neighbourhoods like Sydenham, Portsmouth Village, and Kingston East, which means more selection and less pressure to compete aggressively. Buyers are taking a breath, doing proper due diligence, and in many cases, negotiating terms that would have been out of reach a couple of years ago.
What does that mean for you?
More time to consider properties before making an offer
More negotiating power on price, closing dates, and conditions
A greater chance of finding a home that truly fits your needs and lifestyle
Whether you're looking for a charming century home, a lakeside retreat, or a family-friendly property with room to grow, now is a great time to make a confident move.
2. Interest Rates May Be Nearing Their Peak
After a series of rate hikes in 2023 and 2024, the Bank of Canada has held interest rates steady in recent announcements—and some economists are forecasting potential rate reductions later this year or into early 2026.
This creates a unique window for buyers:
Secure a home now while there's less competition
Lock in a mortgage at today’s rate, with the option to refinance later
Get ahead of the crowd likely to re-enter the market once rates drop
As mortgage rates begin to trend downward again, we’re expecting an uptick in buyer activity—which could lead to renewed upward pressure on prices. In other words, today’s relative calm is tomorrow’s advantage.
3. Kingston’s Long-Term Investment Potential Remains Strong
If you’re thinking beyond lifestyle and looking at long-term value, Kingston continues to be one of Ontario’s most reliable and resilient real estate markets.
This mid-sized city punches above its weight thanks to a diverse local economy anchored by:
Queen’s University and St. Lawrence College
CFB Kingston, one of the largest military bases in Canada
Kingston Health Sciences Centre, a regional healthcare hub
A growing tech and innovation sector, plus new infrastructure projects
Rental demand remains steady, especially in walkable downtown neighbourhoods and near major institutions. Properties that can serve as income-generating rentals—whether short-term, executive, or long-term unfurnished—continue to perform well with the right guidance and management.
Many of my clients are successfully turning homes into investment properties, whether they’re living in one unit and renting another, or using fully self-contained homes as executive or vacation rentals. With Kingston’s year-round demand and relatively stable pricing compared to the GTA, it’s a strategic market to consider for building long-term wealth.
Ready to Explore Your Options in Kingston?
As your local Kingston real estate expert, I’m here to help you navigate this summer’s market with clarity and confidence. Whether you're buying your first home, upsizing, downsizing, or considering an investment, we’ll create a strategy that aligns with your goals.
✨ Let’s talk about what’s possible for you in Kingston’s summer market.
Reach out for a personalized consultation or to start your home search with tailored listings.