Kingston and Area Real Estate Blog

Kingston & Area real estate insights from local REALTORS® Lynn & Lorna. Market updates, buying & selling tips, neighbourhoods, local love, and smart local advice.

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Can ChatGPT Be Your Real Estate Agent?

Short answer: it’s helpful… but it shouldn’t hold your cheque.

If you’ve Googled—or asked ChatGPT—questions like “Is now a good time to buy in Kingston?” or “What should I list my home for?” you’re not alone. More buyers and sellers in Kingston and area are turning to AI as a kind of real estate advisor or coach.

And honestly? That makes sense.

AI is fast, available 24/7, and very good at explaining things clearly. But when it comes to one of the biggest financial decisions of your life, there are a few important limits worth knowing—especially in a market as nuanced as ours.

So let’s talk about what AI is great at… and where a human still matters.

What AI Does Really Well

Let’s give credit where it’s due. AI is excellent at:

  • Explaining real estate terms without making you feel silly

  • Summarizing market concepts and trends

  • Helping you think through pros and cons

  • Generating good questions to ask your realtor or lender

In other words, it’s a great research assistant. If real estate were a school project, AI would be the kid who colour-codes the notes and brings extra highlighters.

Where AI Starts to Struggle

This is where things get interesting.

1. AI doesn’t actually know your neighbourhood

AI can talk about markets in general, but it doesn’t:

  • Walk your street

  • Know why two similar homes—one in the west end, one near downtown—can sell weeks apart

  • Understand the difference between lakefront, riverfront, and “water-adjacent”

  • Factor in ferry schedules, rural septic systems, or whether a road gets plowed first

Real estate in Kingston, Amherstview, Bath, Gananoque, and the surrounding rural areas is hyper-local. Sometimes hyper-specific. AI works in averages. Homes don’t.

2. AI doesn’t know your life

Real estate decisions are rarely just about numbers. AI doesn’t know:

  • You’re downsizing after decades in the same home

  • You want fewer showings because you work from home

  • You’d rather accept a clean offer than chase every last dollar

  • You’re juggling a move, kids, work, and aging parents

AI can be logical. It can’t be empathetic. And those two things don’t always line up.

3. AI sounds confident… even when it shouldn’t

This is a big one. AI is very good at sounding certain, even when:

  • Data is outdated or not neighbourhood-specific

  • Local factors aren’t being considered

  • Assumptions are being made quietly in the background

It won’t say, “This feels risky—let’s slow this down.”  Experienced local professionals say that all the time.

4. AI doesn’t negotiate

Negotiation is where real money and favourable terms are won or lost. AI can explain negotiation theory, but it can’t:

  • Read the tone of an offer

  • Sense when a buyer is bluffing

  • Pick up the phone and get context from another local agent

  • Push back firmly without derailing the deal

And it definitely can’t do it calmly when emotions are running high.

5. AI isn’t accountable

This part matters more than most people realize. If something goes sideways:

  • AI doesn’t attend inspections

  • AI doesn’t talk to your lawyer, lender, or insurer

  • AI doesn’t flag local issues that only come up mid-transaction

There’s no follow-up. No fixing it. No “we’ve got this.”

The Best Way to Use AI in Real Estate

Here’s the sweet spot. Use AI to:

  • Learn

  • Prepare

  • Organize your thoughts

  • Ask better questions

But rely on a human to:

  • Interpret Kingston-area market data properly

  • Apply local knowledge and judgement

  • Adjust strategy in real time

  • Negotiate and manage the details

Think of AI as your assistant, not your decision-maker.

The Bottom Line

AI is a fantastic place to start. But when it comes to pricing your home, navigating offers, or making a move in Kingston and area, most people want:

  • Local insight

  • Clear advice

  • Someone who understands both the market and the moment

  • A real person who is accountable for the outcome

Real estate is still a very human business. And when your home—and your future—are involved, that’s a good thing.

If you’re using AI to get oriented and want a local, human perspective to go with it, we’re always happy to talk things through—no obligation, no sales pitch.


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The Village of Bath, Ontario

A beautiful place to live, work and play

We’ll just start this post by saying we love Bath! Bath is a historic lakeside village on the north shore of Lake Ontario, located along the scenic Loyalist Parkway (Hwy 33). Just 20–25 minutes west of Kingston and a short drive to Napanee and Prince Edward County, Bath offers small-town charm with convenient access to nearby cities, CFB Kingston, and regional amenities.

The shoreline and Centennial Park provide direct access to Lake Ontario for swimming, paddling, picnics, and stunning sunset views. The Loyalist Parkway is popular with cyclists and road-trippers for its historic stops, farm landscapes, and lake vistas.

Settled in 1784, Bath is one of the oldest communities in Ontario. The population is 1,180. It is Ward 2 of Loyalist Township, a part of Lennox & Addington County. Loyalist township's council consists of the mayor, deputy mayor, and 5 councillors, one representing Ward 2 (Bath). For such a small community, Bath has a lot to offer. 

Things to See and Do

The community hosts year-round events—from weekly summer markets and park concerts to art shows, fundraising breakfasts, Merry Little Main Street in December, and a Canada Day annual celebration that’s a hub of community activity, entertainment, and family-friendly fun.

Amenities & Services

Everyday

Coffee & Treats

Dining & Drinks

Parks & Playgrounds

  • Bath Park & Tennis Courts, 217 Church St

  • Briscoe Park, 169 Sir John Johnson Dr

  • Bulch Park, 265 Academy St

  • Centennial Park North, 336 Main St & South, 329 Main St

  • Finkle's Shore Park, 697 Main St

  • Hawley Court Park, 20 Hawley Court

  • Heritage Park, 53 Bayshore Dr

  • Jessup Lane Park, 208 Somerset Ave (east)

Places of Worship

  • Bath United Church, 402 Academy St

  • Parkway Church, #6 - 218 Main St

  • St. John's Anglican Church, 212 Church St

  • St. Linus Catholic Church, 217 Main St

Services & Clubs

Miscellaneous

Seasonal

Truly, if we didn’t love living on Amherst Island (Lorna in “downtown Stella” and Lynn + family in the country), we’d probably both be somewhere in Bath. A few of our favourite things to do: Welborne Commons for supper, the monthly Lions breakfast, Live Music Sundays in summer, MacKinnon Brothers for local beer, live music, and events, Janasen Lifestyle for clothing & more, and The Hive for local art (gallery and workshops). 

Bath Public School is a small JK–8 school in the heart of the village, known for its friendly, close-knit atmosphere and strong community involvement. Families appreciate the walkability, supportive staff, and the small-school feel that comes with living in Bath.

Thinking about buying or selling in Bath?
We have helped many clients moving to and from Bath—from heritage homes on Main Street to the Loyalist Country Club community and the pockets old and new in the east end, on the hill, and in Millhaven. If you’re considering a move in Bath, Ontario or anywhere in Kingston and area, we’d be happy to walk you through the market, neighbourhoods, and next steps. Reach out anytime to start the conversation.

Bath Real Estate

Zoom into the map above for amenities.

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Kingston & Area Real Estate Market Update — December 2025 + 2026 Outlook

Boom, Bust, or Balance?

As 2025 comes to a close, buyers and sellers across Kingston and the surrounding area are asking a reasonable question:
Did the market slow too much — or did it finally normalize?

By looking at December 2025 results alongside full-year 2025 data, a clear picture emerges.
2025 was a year of stabilization and reset — not a downturn.

This update reviews the numbers, the year-over-year trends, and what they mean heading into 2026 for: KingstonGreater NapaneeLoyalist TownshipSouth FrontenacStone Mills, and Gananoque

Home Sales: December Slowdown, Year-End Resilience

December sales slowed across every community, which is typical seasonally. The year-end totals tell a more meaningful story.

Full-Year 2025 Sales (YTD):

  • Kingston: 1,669 sales (-0.8% YoY)

  • Greater Napanee: 245 sales (0.0% YoY)

  • Loyalist Township: 304 sales (-4.4% YoY)

  • South Frontenac: 302 sales (+11.4% YoY)

  • Stone Mills: 126 sales (+1.6% YoY)

  • Gananoque: 100 sales (+12.4% YoY)

December 2025 alone:

  • Kingston recorded 89 sales

  • Napanee recorded 13 sales

  • Loyalist Township recorded 14 sales

  • South Frontenac recorded 18 sales

  • Stone Mills recorded 7 sales

  • Gananoque recorded 5 sales

What this tells us:
Buyer demand did not disappear in 2025. In most communities, it either held steady or increased, with the strongest gains seen in South Frontenac and Gananoque, where lifestyle properties continue to attract interest.


New Listings: Inventory Returned — Selectively

Inventory growth was one of the defining features of 2025, but it was uneven by community.

Full-Year 2025 New Listings:

  • Kingston: 3,789 listings (+9.7% YoY)

  • Greater Napanee: 764 listings (+2.8% YoY)

  • Loyalist Township: 763 listings (+6.7% YoY)

  • South Frontenac: 740 listings (-9.5% YoY)

  • Stone Mills: 337 listings (-3.4% YoY)

  • Gananoque: 244 listings (+8.0% YoY)

December listing activity dropped sharply everywhere — a normal seasonal pattern — but the annual numbers show a clear rebalancing, especially in Kingston, Loyalist Township, and Napanee.

What this tells us:
Buyers gained more choice, while sellers faced more competition. This shift alone explains why price growth slowed, even though demand remained stable.


Prices: Stability After Volatility

Prices in 2025 moved within a narrow, controlled range, particularly compared to the volatility of previous years.

Average Sale Price — Full Year 2025:

  • Kingston: $630,373 (-0.1% YoY)

  • Greater Napanee: $522,445 (-4.8% YoY)

  • Loyalist Township: $589,809 (+2.2% YoY)

  • South Frontenac: $659,096 (-1.1% YoY)

  • Stone Mills: $639,586 (+17.5% YoY)

  • Gananoque: $501,365 (-0.7% YoY)

December 2025 averages were higher in some communities, but monthly numbers were influenced by small sample sizes and individual sales.

Important context: Stone Mills

In December, a farm property sold for approximately $5.5 million after 697 days on the market, significantly skewing December averages for both price and days on market. This highlights why full-year data is far more reliable in rural markets.

What this tells us:
2025 was not a year of appreciation. It was a year where prices found equilibrium.


Days on Market: A More Deliberate Pace

Homes generally took longer to sell in 2025 — but not dramatically so.

Average Days on Market — Full Year 2025:

  • Kingston: 34 days (+4.9% YoY)

  • Greater Napanee: 48 days (-12.2% YoY)

  • Loyalist Township: 42 days (essentially flat)

  • South Frontenac: 51 days (+6.9% YoY)

  • Stone Mills: 63 days (+27.8% YoY)

  • Gananoque: 47 days (-11.5% YoY)

December days on market increased across most communities, reflecting normal year-end slowdowns.

What this tells us:
Conditions, inspections, and negotiation returned — a hallmark of a healthier market.


2025 in Context: What the Numbers Really Say

When you combine sales, inventory, pricing, and market timing, 2025 stands out as a normalization year:

  • Sales were flat to higher in most communities

  • Inventory increased where it was needed

  • Prices stabilized within a tight range

  • Buyers regained leverage

  • Sellers had to price and prepare carefully

This was not a correction driven by distress — it was a reset driven by balance.


2026 Outlook: What Comes Next

According to the RE/MAX Canadian Housing Market Outlook forecast for Kingston and area, 2026 is expected to bring:

  • Approximately 2% price growth

  • About 3% growth in sales activity

  • Market conditions described as balanced to buyer-leaning

In practical terms, 2026 is shaping up as a year that rewards planning, preparation, and local expertise, rather than speculation or urgency.


What This Means for Buyers and Sellers in 2026

Buyers:
More choice, fewer bidding wars, and time to evaluate opportunities — particularly if you understand neighbourhood-level trends.

Sellers:
Pricing accuracy and presentation will matter more than timing the market. Buyers are informed and selective.

In this environment, strategy matters more than speed.


Watch the Video + Get Local Advice

This blog accompanies our December 2025 Kingston & Area Real Estate Market Update video, where we walk through these trends visually and explain what the numbers mean in real time.

If you’re planning to buy or sell and want advice grounded in local data and real context, reach out to us. We’re always happy to help.


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Kingston Area CSA Farms

My family has belonged to various CSAs (Community Supported Agriculture) for over a decade. For several years in Toronto, we hosted a pickup point for Plan B Organic Farms (highly recommend them if you are in one of the areas they service!) on our porch. When we moved to Amherst Island in 2016, it took a couple of years to get back into it. We’ve tried a few different local farms, and last year we split a share with Lorna with our nearest CSA: McClure Eats in Bath. (If you’re curious about what we received over the 2025 season, there is a list at the bottom of the blog.)

Why a CSA? Part of it has to do with buying directly from the farmers, but there’s more to it. We love fresh, local food and want to support sustainable farming as well. Let’s talk CSAs: what it is, benefits, strategies for success, and some fantastic local options. It does come with risks: last year the early rain and later drought ruined our farmer’s corn crop so there was no corn. 

What is a CSA?

A CSA is a farm share program where members (consumers) commit to buying a season’s worth of produce directly from a local farm, in advance. This allows the farmers to fund the seeds and everything involved in getting it all growing for the season. In return, members receive weekly or bi-weekly boxes filled with fresh, seasonal produce. CSAs offer a great way to eat locally, support small-scale farmers, remove the middle man, and enjoy high-quality ingredients straight from the farm to your table.

How to Successfully Use Your CSA

To make the most of your CSA subscription, here are some helpful tips:

  1. Plan Your Meals Around Your Box – Each week, you’ll receive a different variety of produce. Before heading to the grocery store, plan meals around what’s in your CSA box.

  2. Be Open to Trying New Foods – CSAs often include less common vegetables like kohlrabi, sunchokes, or golden beets. Embrace the adventure and look up recipes for any unfamiliar items.

  3. Store Produce Properly – Keeping veggies fresh is key to minimizing waste. For a handy guide on proper storage, check out these resources:

  4. Batch Cook or Preserve Extras – If your box includes more than you can eat in a week, consider freezing, pickling, or making soups and sauces to enjoy later.

  5. Engage with Your Farmer – Many CSAs offer newsletters, recipe ideas, and farm visits. Connecting with your farmer helps you learn more about where your food comes from and how it’s grown.

Local CSA Farms in the Kingston Ontario Area

If you’re ready to join a Kingston CSA, here are some great local farms offering memberships:

- Fat Chance Farmstead (Harrowsmith, ON)
  • Season Length: 18 weeks starting mid-June

  • Vegetables: 30+ varieties, including staples like carrots and tomatoes, as well as unique offerings like chard and kohlrabi.

  • Extras: Fresh strawberries in June and July.

- Main Street Urban Farm (Kingston, ON)
  • Season Length: Weekly or bi-weekly subscriptions

  • Unique Offerings: In addition to vegetables, they provide ferments, prepared foods, and specialized items like Thai curry ingredients.

- McClure Eats (Bath, ON)
  • Season Length: 17 weeks starting mid-June

  • Extras: Includes a small bouquet of flowers in every box.

- Rooted Oak (Brockville, Gananoque, Kingston, Merrickville, N. Augusta, Ottawa)
  • Small (bi-weekly), regular (weekly) and large (weekly or bi-weekly) options

  • Season Length: 18 weeks

  • Numerous pickup spots

- Root Radical Farm (Kingston & Gananoque)
  • Season Length: 24 weeks (June to November)

  • Extras: Access to a recipe archive, farm events, and storage guides.

- Salt of the Earth Farm (Kingston & Lyndhurst)
  • Season Length: 18 weeks (June 18 – October 15)

  • Extras: Flowers, herbs, and seasonal variety in each weekly box.

  • Tips for Success: Morgan’s CSA Success Guide

Is a CSA Right for You?

A CSA might be a great fit if:

  • You enjoy cooking at home and experimenting with new ingredients.

  • You want fresh, high-quality, organic produce.

  • You appreciate knowing where your food comes from and connecting with farmers.

  • You like supporting local businesses, cutting out the middle man, and sustainable agriculture.

  • You’re willing to adjust your meal planning around what’s in season.

If you’re looking for an alternative to grocery store produce and want to make a commitment to fresh, local food, a CSA is a fantastic choice. Whether you’re an experienced home cook or just starting to explore farm-fresh ingredients, joining a CSA can bring exciting new flavours to your kitchen while supporting your local farming community. And if you don't think you can eat all of that food? Find someone to split your share with! We've done that for a few years with great success. 

Ready to sign up? Explore the farms above and find the best CSA fit for your household. And come June, bon appétit!

Photos used with permission from McClure Eats.

Want some ideas on how to use your veggies? Check these out:

Happy local eating! 
Lynn

Our 17 weeks of 2025 full shares from McClure Eats included the list below. Usually they include corn but there was none because the heavy rain in spring and drought later. 

  • Apples

  • Baby eggplant

  • Basil

  • Beans

  • Beets

  • Bok choy

  • Cabbage

  • Carrots

  • Celery

  • Cucumber

  • Eggplant

  • Flowers

  • Garlic

  • Garlic scapes

  • Green coriander

  • Green onion

  • Ground cherry

  • Kale

  • Lettuce

  • Mixed herbs

  • Nappa cabbage

  • Oregano

  • Peas

  • Peppermint

  • Potatoes

  • Red onion

  • Rosemary

  • Snow peas

  • Squash

  • Stone fruit

  • Swiss chard

  • Thyme

  • Tomato

  • Turnip

  • Zucchini

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