How to Save for Your First Home in Kingston, Ontario
Buying your first home is an exciting milestone, but it can also feel overwhelming, especially when it comes to saving for a down payment and…
Category: First Time Buyer
Renting vs. Buying: Weighing the Pros and Cons
The age-old debate of whether to rent or buy a home has been a point of contention for many individuals seeking a place to call…
Real Estate Lingo: What’s an Amendment?
What's an amendment?An amendment is a change to an agreement of purchase and sale or offer.It could be anything from deleting a condition or a…
Real Estate Lingo: Conventional vs High Ratio
What's the difference between a conventional mortgage and a high ratio or a default-insured mortgage?A conventional mortgage is for a client who will put down…
Celebrating First-Time Homebuyers
Exciting news for those embarking on their homeownership journey!One of our valued clients just accepted their offer, and we couldn't be happier for them. As…
A Guide for First-Time Home Buyers
Congratulations on taking the exciting step towards becoming a first-time homebuyer! The journey ahead is filled with anticipation, excitement, and perhaps a touch of nervousness.…
All About Credit Scores: What You Need to Know
Your credit report and credit score are crucial for your financial well-being. Whether you're applying for a loan or a credit card, the basis of…
The Importance Of Asking Questions In Real Estate
Yesterday at 10 o'clock in the morning, I got a text from some first-time buyers of ours:"We just got the keys!" Super excited!We were doing…
Real Estate Lingo: What is Debt Servicing?
What is Debt Servicing?Debt Servicing looks at your overall income coming into the household.Then we look at your debt. What kind of debt are you…
Dreaming Of Gardens
While we may not be expert gardeners, we love the rewards of getting our hands dirty in the garden. If you're considering starting your garden…